The Lender transfers to the Borrower. The Borrower agrees to return the sum by [Due Date] . INTEREST & PENALTIES
For cash loans, a signed receipt ( raspiska ) is critical evidence that the money was actually handed over. Basic Loan Agreement Template zajm s fiz licom dogovor
[Full Name], Passport No. [Number], residing at [Address]. SUBJECT OF AGREEMENT The Lender transfers to the Borrower
The agreement is considered concluded only after the actual transfer of funds. Basic Loan Agreement Template [Full Name], Passport No
The loan is provided free of interest ( besprocentnyj ).
For late repayment, the Borrower shall pay a penalty of [X]% of the overdue amount per day. TRANSFER & REPAYMENT The funds are transferred via [Bank Transfer / Cash].
Under Russian law, a loan agreement ( dogovor zajma ) between individuals is a contract where the lender transfers money or items to the borrower, who must return the equivalent amount or items. Key Legal Requirements