Who Can Buy Insurance On The Exchange May 2026

If you are already enrolled in Medicare, you generally cannot buy a Marketplace plan.

people, including freelancers and contractors. Unemployed individuals seeking coverage between jobs. Early retirees who are not yet old enough for Medicare. Who is Generally Ineligible? who can buy insurance on the exchange

Certain individuals are usually restricted from using the exchange or from receiving financial help there: If you are already enrolled in Medicare, you

To buy health insurance on the Health Insurance Marketplace (also called the "exchange"), you must meet three primary eligibility requirements: You must live in the United States. who can buy insurance on the exchange