What Kind Of Credit Score To Buy A Home Guide

Each mortgage program has different "floor" requirements for credit scores: FHA Loan Requirements in 2026

For 2026, the credit score required to buy a home depends largely on the loan program you choose. While a is the typical baseline for standard loans, some government-backed programs allow scores as low as 500 . 🏠 Minimum Requirements by Loan Type what kind of credit score to buy a home