Protects you if you're hit by someone with little or no insurance. 2. Who is covered to drive my car?
Covers non-collision damage like theft, vandalism, or natural disasters. questions to ask when buying car insurance
When buying car insurance, asking the right questions can help you avoid gaps in coverage and ensure you’re not overpaying. Here are the essential questions to ask your insurance agent or representative to find the best policy for your needs. Protects you if you're hit by someone with
A deductible is what you pay out of pocket before insurance kicks in. A deductible is what you pay out of
Coverage for bodily injury and property damage you cause to others.
Beyond the state-mandated minimums, you need to know exactly what risks are covered. Ask if the policy includes:
Ask for a range of deductible options (e.g., $500 vs. $1,000) to see how much a higher deductible reduces your monthly premium.