Myficoscore*com -

If you have ever applied for a credit card, a car loan, or a mortgage, a single number likely determined your fate: your . While there are many "free" score apps out there, myFICO is the official consumer division of Fair Isaac Corporation (FICO)—the company that actually created the math lenders use to judge your creditworthiness.

While many banks offer a single FICO score for free through programs like , myFICO is for the person who wants the full picture. If you are preparing for a major purchase like a home, having access to your industry-specific mortgage scores can save you thousands in interest by helping you polish your credit before you apply. myficoscore*com

Checking your scores through myFICO is considered a . If you have ever applied for a credit

myFICO allows you to see reports from all in one place. If you are preparing for a major purchase

Most free apps provide a VantageScore, which is helpful but not what most banks look at.

If the unthinkable happens, they offer services to help you reclaim your financial identity. The Bottom Line

use FICO Scores to make lending decisions.