: The two first meet on a train to Scotland. Despite their differing circumstances, they share an instant "love at first sight" connection and find comfort in one another during a stressful journey. Conflict in Scotland
: A nefarious man demands payment from James, following him to Scotland and posing a threat to him and those around him. Lady Meets Earl by Christy Carlyle
: James needs to sell the house that Lucy's aunt lives in to settle his inherited debts. : The two first meet on a train to Scotland