How To Buy Us Savings Bonds For Grandchildren May 2026

: Each grandchild can only receive/own up to $10,000 of each bond type per calendar year.

: Bonds must be held for at least one year before they can be cashed.

To buy electronic savings bonds for a grandchild, both you and the recipient must have a TreasuryDirect account . how to buy us savings bonds for grandchildren

: Best for predictability . They earn a fixed interest rate and are guaranteed by the Treasury to double in value if held for 20 years. 5. Important Rules and Limitations

: Funds are debited directly from your linked bank account. 3. Using the "Gift Box" and Delivery : Each grandchild can only receive/own up to

: Add the grandchild's info and check the "This is a gift" box.

AI responses may include mistakes. For financial advice, consult a professional. Learn more Giving savings bonds as gifts - TreasuryDirect : Best for predictability

: If used for qualified higher education, interest may be federally tax-free , provided specific income and ownership requirements are met.