How Soon After You Buy A House Can You Refinance -

Similar to FHA, you generally need to wait 210 days from your first payment before using the Interest Rate Reduction Refinance Loan (IRRRL).

Regardless of loan type, most lenders require you to own the home for 6 to 12 months and hold at least 20% equity before you can take cash out. The "6-Month Rule" Explained how soon after you buy a house can you refinance

Just because you can doesn't mean you should . Consider these factors first: Similar to FHA, you generally need to wait

The "how soon" depends largely on your loan type and your goal for refinancing. Waiting Periods by Loan Type Similar to FHA