Home Buying Process (2026)

: They used online calculators to figure out what they could actually afford, considering not just the mortgage, but also property taxes, insurance, and maintenance.

Meet Sarah and Leo. They’ve spent the last three years in a cramped apartment, but today they decided it’s finally time for a backyard and a place to call their own. Their journey from renters to homeowners followed a path many take: Phase 1: The Paperwork Foundation home buying process

Before looking at a single house, Sarah and Leo had to "get their house in order" financially. : They used online calculators to figure out

: They started by checking their credit scores and paying down small debts to ensure they’d qualify for the best rates. considering not just the mortgage

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