: Covers your belongings, such as furniture and electronics, though usually on a "named perils" basis (only for specifically listed events like fire or theft).
Knowledge Base / FAQ: What is a ZIP file and how do I install a ... - ESI HO03.zip
: Unlike basic policies that only cover specifically listed risks, an HO-3 policy covers all types of damage to your home’s structure unless the cause is explicitly excluded in the policy documents. : Covers your belongings, such as furniture and