: Requesting your own credit report is considered a "soft inquiry" and will not lower your credit score .
You can get your free credit reports through the official website AnnualCreditReport.com . This is the only site authorized by federal law to provide free credit reports from the three major national credit bureaus: Equifax, Experian, and TransUnion. How to Request Your Report free anual credit report
Annual Credit Report Request ServiceP.O. Box 105281Atlanta, GA 30348-5281 Key Benefits and Details : Requesting your own credit report is considered