Founded in 1997, E-Loan was one of the first online mortgage and auto lenders. At a time when credit scores were strictly for lenders' eyes, E-Loan's leadership argued that "people are flying blind" and that consumers deserved to see the data used to judge their financial worth.
It is important to distinguish between the original E-Loan brand and current similarly named services. eloan-free-credit-report
: E-Loan, as a division of Banco Popular de Puerto Rico, officially stopped issuing new personal loans in early 2022. Founded in 1997, E-Loan was one of the
: Existing E-Loan personal loans were largely transferred to Systems & Services Technologies Inc. (SST) for ongoing management. : E-Loan, as a division of Banco Popular
While E-Loan's original free score offer is a piece of history, federal law now mandates access to the same information through official channels. Free Credit Reports | Consumer Advice
: Consumers should not confuse the original brand with E-Loan Warehouse , a tribal lender based in Wisconsin that is not affiliated with the former Banco Popular brand. Reviews of E-Loan Warehouse frequently cite high interest rates and unclear fees. Legitimate Paths to Free Credit Reports