Credit-reference-agency | PRO |

A , also known as a credit bureau, is an independent organisation that collects and maintains financial data on consumers to help lenders assess risk. Core Functions

: The oldest and most widely used agency by Indian lenders. credit-reference-agency

: Agencies are bound to ensure data is accurate, relevant, and not out-of-date. A , also known as a credit bureau,

: They help prevent fraud and money laundering by verifying your residency and personal details. Major Agencies in India also known as a credit bureau

: CRAs gather information from various "subscribers" like banks, utility companies, and retail stores.

: If you find an error, you can raise a dispute. The agency must review your supporting documents and contact the relevant lender to verify the information.