: States can design their program as a Medicaid expansion, a separate program, or a combination.
: Unlike magnetic stripes, the chip generates a unique transaction code (cryptogram) for every purchase, making it nearly impossible to replicate stolen data for future fraud. : States can design their program as a
: The chip can require a 4-digit PIN for authentication (similar to a debit card) or a signature, providing varying layers of identity protection. a separate program
The in the U.S. has specific design features for low-income families: : States can design their program as a