: Allows members to customize payments and see local dealer offers.
: Breaks down "net price" including lost interest on down payments.
Leasing can be the more cost-effective choice in specific scenarios:
: Buying is almost always the "winning" financial move if you keep the car for more than six years. Two consecutive three-year leases typically cost thousands more than one six-year loan. When Leasing is Cheaper
Whether it is cheaper to lease or buy a car depends on your priority: is typically cheaper for initial monthly cash flow, while buying is significantly cheaper in the long run. Monthly Cash Flow vs. Long-Term Value
: In 2026, EVs continue to depreciate rapidly (40–60% over 3–5 years). Leasing transfers this rapid depreciation risk to the leasing company.

