: Useful if you would be responsible for their final expenses or medical bills.

: Discuss the policy with the person you wish to insure.

: Both you (as the owner) and the insured person must sign the paperwork.

: If you share a loan, the death of a co-signer might leave you solely responsible for the debt. Process Overview

: It is virtually impossible and often illegal to secretly buy life insurance on another adult. Forging a signature is a criminal act that can invalidate the policy.

Yes, you can legally buy life insurance on someone else, but only if you meet two specific legal requirements: and consent . Key Requirements