: A financing plan where you make the first payment with a debit card and subsequent payments are drawn from your account.

: Allows customers who pay their bill on time for 12 months to qualify for $0 down on phones without a credit check. 🛠️ How to Complete the Purchase To use your checking account online, follow these steps: Lease to Own Phones – No Credit Needed | AT&T Prepaid

: Offers a "Pay by Bank" program that ties your bank account information to your Walmart profile.

If you prefer to pay in installments rather than upfront, several carriers offer programs that require your bank information but often skip traditional credit checks.

Directly entering your bank information is an alternative to using a credit card. Retailers typically process these as ACH transfers .

: Allows adding a personal U.S. checking account as a payment method during checkout.