Helps collectors prioritize accounts that have had zero activity versus those making small "good faith" payments. 3. Static Pool (Vintage) Analysis
Financing income typically accounts for 17% to 18% of total vehicle sales revenue. 📈 Essential Operational Reports buy here pay here payment center
Tracks a specific group of loans (e.g., all loans made in March 2024) over their lifetime. Helps collectors prioritize accounts that have had zero
Roll Rates (the percentage of customers moving from one late bucket to the next). 2. Recency Report buy here pay here payment center
Summarizes cash, credit, ACH, and checks while highlighting NSFs (Non-Sufficient Funds) and chargebacks. 5. Promise-to-Pay (PTP) Kept Rate Purpose: Measures collector effectiveness.