It’s easy to look at a sunny backyard and think your home is a fortress. But here’s the reality: . In fact, over 20% of all flood insurance claims come from properties sitting comfortably outside high-risk zones.
If you’ve been on the fence about whether to buy flood insurance, it’s time to bust a few myths and see why this might be the most important "extra" policy you ever get. 1. Your Homeowners Insurance Has a Secret Exit buy flood insurance
You can't buy flood insurance while the storm is already on the local news. Most policies, including those from the National Flood Insurance Program (NFIP) , have a before coverage kicks in. It’s easy to look at a sunny backyard
Talk to your current insurance agent about adding an NFIP policy or exploring the private flood insurance market. If you’ve been on the fence about whether
The "It Can’t Happen Here" Myth: Why Flood Insurance is Your Home’s Secret Bodyguard
Floods don't care about FEMA lines or historical data. They care about gravity and water. Buying flood insurance isn't just about protecting a building; it's about making sure that when the water recedes, your life can move forward.
Flood insurance, on the other hand, is a claim payment that helps you rebuild without adding more debt to your plate. 3. The 30-Day Waiting Period (Don't Wait for the Clouds)